Credit Cards For The Young A Boon Or A Bane:

commendation Cards for the Young A Babe or A Boon?: A Study of Student duty to the Credit Card Companies A.Introduction 1.Definition of a Credit Card 2.Marketing Blitz on Students 3.Students Ignorance and Irresponsibility 4.Legislative Issues B.Marketing Toward Youth and Students 1.I started Receiving calls shortly before my 18th birthday 2.Tables in student unions and cafeterias with free stuff.

3.Flyers in every vestibule of every building 4.Applications packaged in college bookstore bags.

C.Student ignorance and irresponsibility 1.Students entering school are usually financially unspiritual 2.Students dont understand the consequences a.Free Money b.Interest Rates 3.May rely on parents to trammel them out D.Credit Card Reform Targeted at Youth and Students 1.New nonstarter bills 2.Legislative bans against advertising to youth and students 3.Colleges ban banks from promoting credit humours on campus 4.Colleges to offer budgeting and financial responsibility classes and seminars E.Conclusion 1.Restatement of thesis 2.Credit Card for students scourge or boon is determined by the level of maturity of the students Credit Cards for the Young A Bane or a Boon?: A Study of Student Indebtedness to the Credit Card Companies Major and minor credit card companies have targeted a new market of bearers to boost their fag end line ? high and college students. This study examines the tactics employed by credit card companies to market the card and the acceptance and spend of the card by student as free money.



 A credit card is an open-ended loan card that allows students to borrow money up to a predetermined limit. There is no fixed repayment term, as long as the stripped-down monthly payment due, usually 2 ? 3% of the with child(p) balance, is paid each month. Youth inexperienced with debt management, but with a voracious appetite for consumerism take the companies up on their offers and set forth to spend. With little awareness, in a short period of time, students oft amass a lifetime of debt by the end of their entrant year in college. Legislatures at the state...

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